Lets be real here, weddings are the most expensive event to plan and gathering up money
to pay for it could be what you have saved up for your whole life. You might be asking
yourself, where in the world will I be able to afford my living expenses on top of a
wedding!? Your catering bill and venue could turn out more than you expected, which is
why it is most important to have an estimated budget of what you want to end up paying
so that you can try your hardest to not go over. If you do go over and need help figuring
out how to be assured that you will have the money available to pay the costs, here are
some tips and helpful ideas to help you save up so that you are able to spend your budget
amount or go over with no problems!
Having a huge budget and having to pay the total amount in the end can be stressful and
overbearing towards your fun at your party. Create a legitimate budget goal depending
on how much income you and your spouse make and how much help your relatives are
willing to apply. Also, take into consideration of how long you have already been saving
up and make sure very early on that you decided to save up because you knew in your
future you wanted to have an extravagant wedding and be able to afford it. Instead of just
gathering the total amount at the end, use a calculator to divide the total budget by the
amount of months that you have leading to your wedding. “That’s literally how simple
planning [financially] for a wedding can be,” says David Bach, founder and chairman of
FinishRich Media and author of Smart Couples Finish Rich, towards using math. This
way, you can set aside a portion of the money each month so that by the end, you will
have all of the money that you saved up to come along together. Where will this money
go? Set up a savings account specifically for your wedding so that you can put all of the
money in here and not get confused as to where it is. Using Math will help you not be as
stressed because only seeing the grand total from your budget and having to get the
money together all at once would make anyone frustrated.
Deciphering between what you need and want in your everyday life is hard because
everyone wants more than they could afford or need. This is the trickiest tip of all
because if you start to not spend money on what you WANT, you can save even more
money for your biggest want, which is your wedding budget. Keep your eyes on the
wedding and know that the more money towards your budget, the more you can add to
your wedding. This means cutting back on the little things like turning off your cable to
save extra cash each month or changing your phone data plan for a few months so that
you can use that money for your wedding savings instead. Try to not go out to eat at
restaurants and make your meals instead so that the money you would have been
spending on going out can be added to your savings as well. Cooking all of your meals
costs half the amount that you would spend at a grocery store than in a restaurant and its
healthier too. Sacrificing your WANTS for the best day of your life is worth every
second.
Do not buy those new jeans or that cute top you see in the window of your favorite store.
You have beautiful clothes that you can wear everyday in your closet already. Spending
that extra money every time you go shopping will just add up and take away from your
savings for your wedding, Sometimes, we spend money on a bunch of little things and we
don’t even realize it and then it adds up at the end of the day. It could be that coffee you
got before work or that taxi you took to get somewhere you needed to be instead of
driving. Cutting back on shopping or not spending on certain expenditures will help a lot
actually. It is also a temporary action until you are done paying for your wedding
expenses.
There are so many ways to earn cash here and there! Selling items in your house that you
don’t need and throwing a garage sale to be able to use this money for your wedding is so
creative and useful. How about starting a business off of Etsy.com to sell clothing or
jewelry that you don’t wear anymore? Ever thought about tutoring for children after a
school day for an hour each week? Or picking up a part time job on the weekends where
you could be working just one extra day a week could be helpful as well. There are other
creative ways that you can obtain extra cash for your event and anything that goes
towards your wedding savings will be beneficial.
Hint: Chat with the venue, caterer and the people you are paying to take your photos or
videos and see if they have a payment plan for you. Also, see if they have any discounts
or special offers because they would not give up your business to give a little help
towards the expense.
Keep saving and use these tips to pay for your wedding budget
more easily!